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    Minimal S1 Akuntansi, Manajemen Keuangan, atau EkonomiMemiliki pengalaman minimal 3 tahun di industri jasa keuangan, khususnya di bidang Financial Planning & AnalysisMemahami penyusunan RKAP, forecasting, serta monitoring dan evaluasi realisasi anggaranMampu menganalisis laporan keuanganBerpengalaman menyusun laporan manajemen, bahan presentasi untuk Direksi/Dewan Komisaris, dan analisis kinerja keuangan PerseroanMenguasai Microsoft Excel tingkat lanjut dan/atau tools pengolahan dataMemiliki kemampuan komunikasi yang baik, baik lisan maupun tertulis, untuk menyampaikan analisis dan rekomendasi secara jelas

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    Senior Java Developer  

    - Jakarta

    Job Requirements: 1. Bachelor Degree in Computer Science / Information Technology / Information Sytem 2. At least 4 years of working experience as Senior Java Developer at Banking or Financial Services 3. Required Skills: Java 6 & Java 8, Java Scarlet / SJP, SQL and database query development in MySQL, Oracle Database, and IBM Db2, Git / Gitlab, Linux Basic Command, Production Support and Incident Handling 4. Good communication in English and analytical skill 5. Fast Learner and able to understand existing / legacy system quickly 6. Willing to support deployment and production issue
    Job Description:1. Develop, maintain and enhance existing applications using Java 6 / Java 8 2. Analyze, troubleshoot, and fix bugs or error in existing applications 3. Create and modify database queries and logic in MySQL, Oracle Database, and IBM Db2 based on system requirements 4. Support SIT, UAT, Deployment, and Production Monitoring 5. Handle production issues, perfom root, cause analysis and follow up the resolution 6. Maintain applications running on Apache Tomcat and WAR File Deployment 7. Coordinate with User, QA, and related teams for requirements and testing

  • S

    Payment Operations Maker Agent  

    - Jakarta

    Job description:Prepare reconciliation report by comparing bank statements with internal recordsProcess payment adjustments based on reconciliation reports.Make input and payment adjustments to the journaling system.Prepare documents related to payment settlement in accordance with the reconciliation results.Prepare and submit Payment Adjustment Report reports.Process return transactions from digital products, RTOL, and other related transactions.
    Job requirement:Minimum Diploma or Bachelor's degree from any majorAt least 1 (one) year of experience in Payment Operations Excellent with Excel and able to operate Microsoft Office & PowerPoint.Having experience in the industry banking/digital banking is a plus

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    Quality Assurance Management  

    - Jakarta

    Implementasi Framework QA pada Organisasi CFS (Wealth Management (WM) / Mortgage/ Loan / Payroll)Melakukan review terhadap pelaksanaan antara prosedur/ketentuan yang berlaku dengan kondisi di lapangan yang sesungguhnyaMerancang lingkup dan metode serta menentukan point pengecekan QAMenerbitkan memo hasil review pemeriksaan unit terkaitMelakukan identifikasi dan assessment atas kualitas proses pada product tertentuMenentukan scope pemeriksaan untuk pemeriksaan unit terkaitMerancang dan mendesign QA Review / Program yang relevan disesuaikan dengan perkembangan ketentuan regulator maupun internal.
    Requirements:Memiliki +4 tahun pengalaman di Internal Audit/Quality Assurance/Quality ControlTerbiasa menganalisa data dan melakukan quality control processFamiliar menggunakan Ms. Excel, Power Point untuk penyajian dataKemampuan komunikasi yang baik dalam internal team maupun cross function.

  • S

    Process Improvement, Operations  

    - Jakarta

    Job description:Conduct end-to-end reviews of existing operational processes in coordination with relevant teamsDevelop and maintain detailed process documentation, including process, SOPs, workflows, and control points.Identify process gaps, inefficiencies, risks, and opportunities for improvement.Collect, validate, and analyze operational data to support decision-making and improvement recommendations Prepare periodic performance reports, dashboards, and KPI analysis related to operational efficiency and error rates
    Job requirement:Minimum bachelor's degree from any major or 0-1 year experience from related fieldStrong analytical and problem-solving skills with the ability to work with data-driven insights.Proficiency in Excel; familiarity with Macro or Python tools is an advantage.Excellent communication, documentation, and stakeholder coordination skills.High attention to detailAbility to manage multiple tasks

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    Internship, Graphic Designer  

    - Jakarta

    Job Description: Producing designs for social media content, banners, and logos for different channels of SeaBank Indonesia in good standards and according to SeaBank brand identityCommitted to carrying out assigned tasks daily and delivering on timeFollowing existing workflow from between other stakeholders to implement into creative visualsWorking individually or collaboratively with users, other design team members, and stakeholders
    Requirements: A final year student with no offline classes or fresh graduate with a relevant degree/experience (Graphic Design, Communications, Arts, Advertising, Visual Communication Design)Able to do 6 months internship period with WFO schedules daily in Jakarta office, expecting to start in April 2026 Understanding design hierarchy (e.g., typography, grid system, color combination, etc.)Familiar in operating design tools (Adobe Photoshop, Adobe Illustrator, and Adobe After Effects)Ability to produce design outputs such as social media content, banners, and logos in good standardsPlease attach your CV & portfolio when submitting application

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    Teller  

    - Denpasar

    Company Description :We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.
    Why PermataBank ?Here at PermataBank, you will Learn, Grow, and Make A DifferenceYou will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!Learn : We always think innovatively to improve the way we work, making it easier, better and faster.Grow : We provide excellent service to customers and encourage excellent performance in our daily work.Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.
    Job Description :Assist customers with opening, closing, and managing their bank accounts, including checking, savings, and certificates of deposit.Process transactions for customers, such as deposits, withdrawals, transfers, and loan payments, ensuring accuracy and efficiency.Resolve customer complaints and inquiries regarding account services, fees, and banking policies, providing clear and concise information.Advise customers on bank products and services that meet their financial needs, such as credit cards, loans, and investment options.Implement fraud prevention measures by monitoring accounts for suspicious activity and verifying customer identity during transactions.Educate customers on digital banking services, including online banking, mobile banking apps, and ATM usage, to enhance their banking experience.Coordinate with other bank departments to address and resolve complex customer issues that require specialized attention.Perform routine administrative tasks, such as maintaining and updating customer account records, preparing documentation, and complying with banking regulations.
    Job Requirements :Minimum education of D3/ S1 from any majorAt least 2 year of experience as a TellerService-oriented mindset and good communication skillsReliable, able to work independently or in a teamAbility to speak English or other foreign languages is a plus
    PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.

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    Job description:Review and verify inspection reports prior to and after credit disbursement.Validate the accuracy and reliability of examination results conducted by the unsecured loan team, covering customer and credit status.Review the timeliness and accuracy of issue resolution for debtor complaints escalated by Level 2 (L2).Provide recommendations for issue resolution from an operational and credit administration perspective.Coordinate with relevant stakeholders on developments or enhancements to support digital loan processes and systems.Monitor all inspection activities related to channeling loans and joint financing in accordance with the approved TGU.Provide recommendations based on issues or findings identified during inspection results.
    Job requirement:Bachelor’s degree in any major, preferably Economics, Management, Administration and Accounting.Min. 5 years relevant experience in banking industry, especially in credit / unsecured loan.Mastering BI, OJK regulations and applicable laws related to bank activities.Understand accounting and legal issues.Understand the litigation process.

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    Pricing Analytics Specialist  

    - Jakarta

    Key Requirement & Responsibilities
    Machine Learning Expertise: Apply a wide range of machine learning algorithms for tasks such as demand forecasting, price elasticity/sensitivity modeling, customer segmentation, churn prediction, and next base offer.Personalized Pricing Recommendation: Utilizing customer data to offer optimal pricing tailored to individual needs and behaviors.Graph Analytics Development: Spearhead initiatives utilizing graph databases and graph analytics to uncover hidden relationships and patterns within customer networks, transaction data, and product interactions.Data-Driven Insights & Communication: Translate complex analytical findings into clear, actionable business recommendations for stakeholders.Collaboration & Mentorship: Work collaboratively with cross-functional teams (product, finance, IT) and mentor junior data scientists within the team, fostering a culture of continuous learning and analytical excellence.Model Implementation & Monitoring: Ensure robust deployment, monitoring, and ongoing optimization of analytical models in a production environment.Monitor and analyze competitive pricing trends to maintain a competitive edge·Required Skills and Experience:
    Advance analytics & Machine learning skills: Proficiency in statistical modeling, predictive analytics, and various machine learning techniques (e.g., regression, classification, clustering, time series analysis, deep learning).Technical expertise: Strong command of programming languages (SQL, Python and/or R) and data visualization tools (Looker/Power BI/Tableau).Graph analytics: Familiarity with graph databases (Neo4j / GraphX) and graph algorithms.Domain knowledge: Basic understanding of banking products, financial markets, and basic finance.Problem-solving skills: Ability to identify and solve complex business problems through data-driven approaches.Communication skills: Both written and verbal, English and Bahasa Indonesia
    Preferred Qualifications:Advanced degree in statistics, mathematics, computer science, or economics.Experience in a financial institution.Certifications in data science or machine learning.

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    JOB DESCRIPTIONIdentifying and understanding clients’ needs.Approach new potential corporate clients.Liaise with other product specialist to ensure that revenue target can be achieved.Conducting a proper know your customer (KYC) of the potential clients or transactions.
    JOB REQUIREMENTSMinimum S1 of any disciplineMinimum 3 years-experience as Commercial/Corporate Funding RMGood knowledge of funding product as well as cash management and treasury productsHaving a wide networkingWell-developed interpersonal, relationship and communication skillsPlacement: Jakarta and Bandung

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    Company Description:
    We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange. Permata Bank is a KBMI 3 Bank with a strong core capital of nearly 50 trillion rupiahs. We believe that our employees are our greatest asset, and we are deeply committed to creating an environment where they can Learn, Grow, and Make a Difference. This commitment is reflected in the recognition we’ve received-HR Excellence Award 2024 in the Learning Development and Knowledge Management categories. In addition, we achieve a net profit of over 2 trillions rupiahs in 2024, further solidifying our position as a leading financial institution.
    Why Permata Bank?
    Here at PermataBank, you will Learn, Grow, and Make A Difference.You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!Learn : We always think innovatively to improve the way we work, making it easier, better and faster.Grow : We provide excellent service to customers and encourage excellent performance in our daily work.Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.
    Job Description:
    Develop and maintain strong relationships with existing and new digital partners, ensuring effective communication and collaboration with strategic digital partners, including PJP companies and fin-tech companies.Manage complaint handling effectively from and to digital partners to maintain good relationships.Conduct negotiations on partnership agreements, terms, and pricing in accordance with applicable regulations.Conduct research and analysis on market trends, competition, and potential partners to identify strategic opportunities.Carry out thorough due diligence on potential partners for digital business products in accordance with bank requirements and ensure that partnerships comply with all regulatory requirements while managing associated risks.Collaborate with other units when integrating prospective partners or during the development of services with existing partners.Measure digital partnership performance, analyze key metrics, and provide recommendations for improvements to digital business products and services.
    Job Requirements: Minimum Bachelor's Degree in any majorHave at least 3 (three) years of professional experience in related industryHave experience in Payment Systems, Partnership and Marketing rolesStrong communication, negotiation, and presentation skillsProficient in data processing and analysis (Microsoft Excel)
    Directorates: Technology
    PT Bank Permata Tbk here by informs that the company does not impose any charges in the employee recruitment process.

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    IT Risk Analyst  

    - Jakarta

    Kualifikasi :Pendidikan min. S1Memiliki pengalaman min. 2 tahun dibidang IT Risk / IT Audit di Perbankan / FintechMampu berkomunikasi secara verbal dan tertulis dengan efektif.Memiliki inisiatif, ketelitian, disiplin dan pengelolaan waktu yang baikMampu bekerjasama dalam tim maupun dengan unit kerja lainMenguasai dasar software pengolahan kata dan angka seperti: Microsoft: Word, Excel, Power Point, Visio.Memiliki kemampuan konseptual dan analisa yang baik.Diutamakan memiliki pengetahuan: Regulasi perbankan, standard / best practice terkait Manajemen Risiko dan Teknologi Informasi, Manajemen risiko Operasional, Information Technology Risk & Governance, Cybersecurity.
    Job Description :Melakukan identifikasi, pengukuran, pemantauan dan pelaporan atas Risiko TI (Teknologi Informasi) serta memberikan rekomendasi guna mitigasi atau meminimalkan risiko.Membangun, mengembangkan, memelihara dan memantau model/metode/alat pengukuran yang digunakan dalam rangka pengelolaan risiko, dan memastikan efektivitas pengukuran tersebut, serta mengimplementasikan operational risk tools, antara lain Risk Control Self-Assessment (RCSA), LED (Loss Event Database), dan KRI (Key Risk Indicator).Memantau dan melakukan analisa/kajian risiko terhadap kebijakan, prosedur bank terkait TI, akses matrix dan memastikan analisa dan hal-hal yang berpotensi risiko telah teridentifikasi serta memberikan rekomendasi.Berpartisipasi aktif dalam membangun pola budaya kesadaran risiko (risk awareness).

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    Software Engineer - Fullstack  

    - Jakarta

    About The Role:Work with the Product, Business, and Sales teams to gather and understand requirements and deliver scalable solutionsDesign, develop, and maintain new and existing web applications.Write high quality, maintainable code.Continuously optimize existing applications to achieve better design and performance.Ensure web applications are fully deployed, implemented, and functioning.Participate in design discussions, reviews and propose/implement solutions to technical problems and challenges
    About You:B.S, M.S, and/or PhD in Computer Science or equivalent2+ years of working experience in the Software industryStrong understanding of Data Structures, Algorithms, and Computer Science fundamentalsExperience working on NodeJS and some NodeJS frameworks such as expressjs.Experience working on frontend and client technologies such as JS, CSS3, HTML5, JSON, Angular/React/VueJS, etc.Proficient in HTTP, Web Services and Restful APIsHaving a good understanding in SQL query is a plusGood Communication skillsAbility to work well in a team with a positive attitude

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    System Engineer  

    - Jakarta

    Responsibilities:Integrate hardware and software to create a system that performs well according to the Bank's needs.Manage documentation of technical guidelines and implementation within the scope of the system engineer.Conduct PoCs and deploy them to the production environment.Periodically patch and update the Bank's IT system.Ensure the Bank's IT system runs properly in accordance with the SLA.Ensure the Bank's IT system is secure in accordance with the agreement with IT Security.Follow up on user complaints and provide solutions at the IT system level.Participate in monitoring and capacity planning of the IT system.
    Requirements:Bachelor's degree in Computer Engineering, Information Systems, Informatics Engineering, or Informatics Management.Minimum 3-5 years experience as a Systems Engineer.Knowledge and ability to operate operating systems (Windows, Linux).Strong knowledge of Active Directory and Exchange.Understanding of patch management.Deep understanding of user access management and segregation of duties.

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    Retail Deposit Growth Specialist  

    - Jakarta

    Job Description: Responsible for analyzing & overseeing overall balance growth and support of the teamAnalyze bank wide overall balance & determining drivers for portfolio growthCalculating monthly & ad hoc deposit projectionSupporting in BAU & Ad-hoc deposit decision making process, such as ALCO meetingDeep diving end-to-end deposit campaigns, from ideation to post mortem analysisMaintain & build good relationship with stakeholders
    Requirements: Bachelor's Degree from Science, Technology, Engineering, Mathematic atau other relevant majorsAt least 5 (five) years of experience in business growth or relevant position from Tech/Banking/Financial Services or similarStrong in mathematical competency and analytical thinking is a mustHas experience in end-to-end campaign analysisEager to learn & able to adapt with fast paced environmentGood communication with positive & can do attitude

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    Accounts Payable Specialist  

    - South Jakarta

    Company Description :We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.
    Why PermataBank ?Here at PermataBank, you will Learn, Grow, and Make A Difference,You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!Learn : We always think innovatively to improve the way we work, making it easier, better and faster.Grow : We provide excellent service to customers and encourage excellent performance in our daily work.Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.
    Job Description:Perform daily tasks to verify payments to third parties through the Payment Voucher Online (PVO) system and record them in accordance with the applicable Delegation of Authority for Expenses and Accounting Standards.Monitor outstanding sundry and suspense accounts to ensure they are resolved by the target date and do not become long-outstanding items.Handle all user inquiries related to payments through the PVO system.Carry out necessary communication and coordination with all relevant parties.Support internal and external audit processes by providing required data, including handling ad-hoc data requests.
    Job Requirements:Bachelor’s degree (S1) in Accounting or Economics/Management.Minimum 2 years of work experience in a related field.Able to work well in a team.Quick learner, detail-oriented, focused, and capable of analyzing and solving problems.Strong writing and communication skills.Proficient in using Microsoft Word and Excel.
    Directorates :Finance
    PT. Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.

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    Teller  

    - South Jakarta

    Company Description :
    We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange. Permata Bank is a KBMI 3 Bank with a strong core capital of nearly 50 trillion rupiahs. We believe that our employees are our greatest asset, and we are deeply committed to creating an environment where they can Learn, Grow, and Make a Difference. This commitment is reflected in the recognition we’ve received-HR Excellence Award 2024 in the Learning Development and Knowledge Management categories. In addition, we achieve a net profit of over 2 trillions rupiahs in 2024, further solidifying our position as a leading financial institution.
    Why PermataBank ?
    Here at PermataBank, you will Learn, Grow, and Make A Difference.You will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!Learn : We always think innovatively to improve the way we work, making it easier, better and faster.Grow : We provide excellent service to customers and encourage excellent performance in our daily work.Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect
    Job Description :
    Assist customers with opening, closing, and managing their bank accounts, including checking, savings, and certificates of deposit.Process transactions for customers, such as deposits, withdrawals, transfers, and loan payments, ensuring accuracy and efficiency.Resolve customer complaints and inquiries regarding account services, fees, and banking policies, providing clear and concise information.Advise customers on bank products and services that meet their financial needs, such as credit cards, loans, and investment options.Implement fraud prevention measures by monitoring accounts for suspicious activity and verifying customer identity during transactions.Educate customers on digital banking services, including online banking, mobile banking apps, and ATM usage, to enhance their banking experience.Coordinate with other bank departments to address and resolve complex customer issues that require specialized attention.Perform routine administrative tasks, such as maintaining and updating customer account records, preparing documentation, and complying with banking regulations.
    Job Requirements :
    Minimum education of D3/ S1 from any majorAt least 2 year of experience as a Customer Service/TellerService-oriented mindset and good communication skillsReliable, able to work independently or in a teamAbility to speak English or other foreign languages is a plus
    PT Bank Permata Tbk bersama ini menyampaikan bahwa perusahaan tidak mengenakan biaya apapun dalam proses perekrutan karyawan.

  • Z

    Functional Consultant  

    - Jakarta

    Job title: Functional ConsultantJob type: 2 to 3 Days in a week from officeLocation: Jakartha , Indonesia
    About Zensar Technologies
    We are a digital solutions and technology services company that partners with global organizations across industries to achieve digital transformation. With a strong track record of innovation, investment in digital solutions, and commitment to client success, at Zensar, you can help clients achieve new thresholds of performance. A subsidiary of RPG Group, Zensar has its HQ in India, and offices across the world, including Mexico, South Africa, UK and USA.
    Zensar is all about celebrating individuality, creativity, innovation, and flexibility. We hire based on values, talent, and the potential necessary to fill a given job profile, irrespective of nationality, sexuality, race, color, and creed. We also put in policies to empower this assorted talent pool with the right environment for growth.

    Job Spec
    The Front Arena Functional Consultant will work closely with business users to deliver Front Office, Middle Office, Risk, and accounting functionality. The role requires strong domain expertise, configuration skills, and client-facing capability.Required skills
    Implementation experience on Treasury and Risk Systems such as Nasdaq Calypso, Murex, or Finastra Summit/Opics.Specializing in configuring the workflows for Front Office, Middle Office, Back Office and Accounting.Experienced implementing Front Arena (preferable)Strong Front Arena functional expertise across FX, MM, Fixed Income, IRD, FX Options and Structured Products Implementing Swift Messaging SolutionValidation of scope exercise and trainings onsite for front office, limits, trade workflow, market risk, credit riskWorked on implementation of instrument setups, static data setup and related excel upload tools, risk reports.Worked on configuring accounting for certificate of deposit, bonds, FX etc.Experience on Credit Risk, Market Risk & Accounting based on IFRS 9Nice to have: Basic technical exposure to ADFL / Python

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    Corporate Tax & Finance Analyst  

    - West Jakarta

    RequirementsPendidikan min. S1 di bidang perpajakanMemiliki pengalaman min. 2 tahun di bidang Finance & Perpajakan.
    Job DescriptionMelakukan perhitungan CIT dan pelaporan SPT Badan.Memenuhi permintaan data, dokumen pendukung dan surat tanggapan atas pemeriksaan pajak,Memenuhi permintaan data dan dokumen pendukung atas penyusunan TP Doc.Mempersiapkan data untuk publikasi laporan keuangan (melakukan perhitungan penyusutan aset tetap dengan metode biaya, dan perhitungan aset tetap disusutkan penuh).Melakukan review atas perhitungan amortisasi sewa gedung / ruang ATM (Tidak termasuk PSAK 73).Melakukan review atas rekapitulasi biaya terkait natura dan mengirimkan ke Tim Compensation & Benefit.Menganalisa transaksi terkait maintenance, membuat slip breakdown coa untuk pembukuan jasa dan sparepart.Melakukan ekualisasi pajak

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    Relationship Manager Priority  

    - Pontianak

    Company Description :
    We are one of the top 10 biggest banks in terms of assets in Indonesia and listed in the Indonesia Stock Exchange, that offer banking products and services that help people and companies to succeed, creating wealth and growth through our Retail Banking, SME and Wholesale businesses.

    Why PermataBank ?
    Here at PermataBank, you will Learn, Grow, and Make A DifferenceYou will have the appetite and the ability to learn many things, challenged to grow beyond ways you can imagine, and see the incredible difference you would have made along the journey.This is our platform for you. We cannot promise a smooth ride, but rest assured, it is going to be a meaningful journey!• Learn : We always think innovatively to improve the way we work, making it easier, better and faster.• Grow : We provide excellent service to customers and encourage excellent performance in our daily work.• Make a difference : We understand each other and together build strong relationships with internal and external parties based on mutual respect.
    Job Description:
    Prospect new clients and secure new relationships (NTB), meeting the assigned targets and profitabilityBuild long-term relationships with clients and penetrate portofolio (ETB)Offer financial and investment advice to the clients after assessing their requirements. supported by dedicated product specialist team (Loan, WM, etc)Upgrade potential client to priority segment

    Requirements :
    Minimum Bachelor's Degree in any majorMin >3 years experience as Relationship Manager Funding/ LendingGood knowledge of banking funding/wealth management products and servicesWell developed interpersonal, relationship and communication skillsGood at selling/influencingAAJI & WPPE is a must
    Directorates :Branch Network
    PT Bank Permata Tbk hereby informs that the company does not impose any charges in the employee recruitment process.

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