Join us to safeguard the financial strength behind every promise we make to be a Forever Trusted Partner. MSIG Life is looking for a seasoned risk professional who can navigate financial, investment, and enterprise risk and translate complexity into clear and actionable insight for the MSL Senior Management Team.
What You'll Do
Financial Risk OversightDevelop, implement, and continuously enhance the financial risk management framework aligned with Enterprise Risk Management (ERM) standards.Monitor market, credit, liquidity, and asset-liability management (ALM) risks; produce timely risk dashboards and escalate exposures to senior management.Lead stress testing, scenario analysis, and capital adequacy assessments to safeguard solvency under adverse conditions.Investment & Capital RiskEvaluate investment portfolio performance, market volatility, and macroeconomic impacts on asset allocation and returns.Partner with the Investment and Actuarial functions to ensure asset-liability matching and prudent capital deployment.Provide independent risk opinions on new investment mandates, instruments, and counterparty exposures.Product Risk EvaluationAssess risks across the product lifecycle, including pricing, design, launch, market acceptance, and reputational impact.Collaborate with Actuarial, Product, and Distribution teams to embed risk considerations into product governance.Review product performance against risk appetite and recommend corrective actions where needed.Regulatory & ComplianceEnsure full compliance with OJK regulations and other applicable local and international standards.Prepare and review regulatory risk reports, RBC submissions, and internal control attestations.Maintain audit-readiness by working closely with Internal Audit, Compliance, and external regulators.Strategic Risk LeadershipProvide risk advisory to BOD, senior management, and business units on strategic initiatives.Translate enterprise risk frameworks into practical, actionable insights for non-risk stakeholders.Support the execution of strategic risk initiatives that strengthen the company's risk culture and resilience.
Technical Strengths We're Looking For:
Enterprise Risk Management (ERM) frameworksFinancial and capital markets fluencyLife insurance products, pricing, and reservingInvestment risk analysis and ALMOJK regulatory landscape
